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17 May 2016

Retirement Planning? A Tailored Financial Plan is The Key to Success.

For most Australians, the definition of retirement means different things to different people. Whereas previously to retire meant a departure from paid employment, nowadays lifestyle factors affect our work-life cycle and, for some, retirement has morphed into a combination of semi retirement, career change, lifestyle change and travel. Read more

15 May 2016

Sunitha Chamala, winner of the 2015 Gwen Fletcher Memorial Award, discusses why the CERTIFIED FINANCIAL PLANNER® designation is a must have

Elston featured in Financial Planning Magazine – May 2016 Read more

4 May 2016

Elston Budget Summary 2016

On May 3 2016, Treasurer Scott Morrison released his first Federal Budget. It was a budget that included significant changes to superannuation rules, as well as tweaks to a number of other limits and thresholds. As a result, it could significantly affect the retirement plans of many Australians. Read more

superannuation

28 April 2016

How much income is enough for a comfortable retirement?

With the upcoming Federal Budget, there is once again speculation around possible changes to superannuation regulations, including changes to contribution caps or the introduction of lifetime contribution limits. Read more

21 April 2016

Opportunity in volatility

While recent market volatility is concerning for investors, for those with a long term plan to accumulate wealth there is a silver lining. Read more

14 April 2016

Around 1 in 5 people will need Trauma insurance. Are you one of them?

Many people intend to take out Trauma insurance, but never quite get around to it. Statistically, Trauma insurance is one of the insurance policies you’re most likely to use. So don’t put it off any longer, weigh up the pros and cons and make an informed decision regarding Trauma insurance as soon as you can. Read more

11 April 2016

Stepped or level premiums?

In addition to considering recommendations around appropriate levels of cover, ownership structures and insurance providers, it is also very important that you consider recommendations around whether stepped or level premiums are appropriate. Read more

29 March 2016

Review your strategy before budget changes

With the Federal Budget fast approaching, Elston are urging anyone that may be able to start a Transition to Retirement (TTR) pension to urgently review whether starting one may be beneficial. Read more

21 March 2016

Negative Gearing: What You Need to Know Before You Borrow to Invest

No matter which circles you move in – financial, investment, real estate, or otherwise – the investment strategy debate is ever present, with opinions varying greatly about borrowing to invest, and the argument for positive cash flow over negative gearing. Read more

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