This material has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this material is General Advice and does not take into account any person’s individual investment objectives, financial situation or needs. Before making an investment decision based on this advice you should consider whether it is appropriate to your particular circumstances, alternatively seek professional advice. Where the General Advice relates to the acquisition or possible acquisition of a financial product, you should obtain a Product Disclosure Statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product. You will find further details of the service we provide and any cost to you within the Financial Services Guide. Any references to past investment performance are not an indication of future investment returns. Prepared by EP Financial Service Pty Ltd ABN 52 130 772 495 AFSL 325 252 (“Elston”). Although every effort has been made to verify the accuracy of the information contained in this material, Elston, its officers, representatives, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this material or any loss or damage suffered by any person directly or indirectly through relying on this information.
When you think about estate planning, you’re probably focused on who you should leave your assets to. But through the estate planning process, you might also find yourself thinking about the legacy you could be leaving. Read more
The arrival of the 2023/24 tax year brings with it a number of opportunities. In this article our Elston advisers have focused on four options that you, a friend or someone in your family might want to consider. Read more
We all daydreamed about what it would be like to be catapulted into a life of riches. But if it really happened to you, what would you do? There are 8 things you might want to consider. Read more
With the end of the financial year fast approaching, some of us are thinking about wrapping things up neatly in a bow and making sure we don’t get stuck with an unnecessarily large tax bill. But for others, the end of the financial year is a beginning. Read more
On the 14th of May Treasurer Jim Chalmers delivered a Federal Budget that was in many ways unsurprising. There were prudent and responsible measures, cost of living initiatives and promises to move on big issues like housing. Read more
This time of year, in the weeks leading up to June 30, is like a big game of chess. This is when advisers are working out which moves are going to be the ones for those clients who are hoping to improve their tax position. Read more
The universities aren’t offering Masters of Empathy or Diplomas in Advanced Listening. But maybe they should be. In this Professional Planners article Elston Strategy Adviser Jessie Hinds talks about the soft skills that enable advisers to really build trust with their clients. Read more
Mark Westcott from Rural Succession Solutions recently interviewed Elston Director and Private Wealth Adviser Peter McVeigh to talk about some of the frequently asked questions on rural succession planning. Read more
Self-Managed Super Funds (SMSFs) have gained immense popularity in Australia. But just because ‘everyone else’ is doing it, does that mean you should too? FOMO is never a good reason to make a major investment decision. Read more
The recent decision to invite Lynda McKie onto the Elston Board has been warmly welcomed by workmates, clients and colleagues. In this video Lynda tells us what she sees as the Board’s purpose, and what skills and attitudes she wants to bring to her new role. Read more
A growing number of Australian investors are now meeting the criteria of ‘sophisticated investor.’ But should they be looking into what kinds of protections they may be giving up, before they leap into it? Read more
In this video, Elston Co-Founder and Wealth Adviser Peter McVeigh explains what individually managed accounts are, and tells us how they can help to deliver tax and transparency benefits. Read more
The start of a new year is always a good time to review your finances and put some measures in place for the future. To help you reset, and form some positive habits for this year, we’ve draw up a list of 9 resolutions that can help keeping your finances in check. Read more
Over the break you might find time to chat about your dreams and hopes for the years ahead. To help make the most of those discussions, our advisers have shared their thoughts on topics worth unwrapping. Read more
In this video, Senior Private Wealth Adviser Cameron Felice tells us about how the recontribution strategy works, and he gives us an example of how he used it to help one of his clients. Read more
With the festive season fast approaching, giving back becomes front of mind for many of us. Those with children or younger family members also start to think about how to use this time of year to teach our loved ones that much joy comes from what you give and not what you receive. Read more
It's important to revisit your estate plan every now and then, and to dovetail it with your financial plan. Elston Strategy Adviser Ben Greenwell explains the importance of estate planning in this video. Read more
Strategy Adviser Ben Greenwell has been named as a finalist in the ifa Excellence Awards 2023 for SMSF Adviser of the Year. These awards recognise the best and brightest individuals across Australian Independant advice. Read more
Ever since the Federal Government announced that there would be a new tax on super, the big question has been, who is this going to affect? In this article, Elston Strategy Adviser Dean Ireland explains what the DIV296 entails and how it may affect you. Read more
We all know that diversification is important when it comes to investment. But is it possible to be too diversified? Elston co-founder Peter McVeigh talks us through how diversification can affect performance and help to manage risk. Read more
Halloween can be a spooky time of year. Especially if you don’t have the right personal insurance. To help you choose the right cover, we’ve put together a quick guide on the different types of personal insurance you might want to consider. Read more